Terms and Conditions

Detailed description of goods and/or services RELIANCE CAPITAL INVESTMENTS is a business in the financial industry that sells share and insurance products as well as other goods.

Delivery policy Subject to availability and receipt of payment, requests will be processed within 1-14 days and delivery confirmed by way of an or order number via email (for eg booking number / booking voucher etc). Must mention the use of courier and/or postal services and associated costs, if applicable.

Export restriction (Optional) The offering on this website is available to South African clients only

Return and Refunds policy The provision of goods and services by RELIANCE CAPITAL INVESTMENTS is         subject to availability. In cases of unavailability, RELIANCE CAPITAL INVESTMENTS will refund the client in full within 30 days. Cancellation of orders by the client will attract a 15 % administration fee. (If appropriate – provide details of your policy regarding damaged goods). Also mention guarantees, warranties, etc.

Customer privacy policy RELIANCE CAPITAL INVESTMENTS shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, “personal information” shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from:http://www.polity.org.za/attachment.php?aa_id=3569

Payment options accepted Payment may be made via Visa, MasterCard, Diners or American Express credit cards or by bank transfer into the RELIANCE CAPITAL INVESTMENTS bank account, the details of which will be provided on request

Credit card acquiring and securityCredit card transactions will be acquired for RELIANCE CAPITAL INVESTMENTS via PayGate (Pty) Ltd who are the approved payment gateway for Standard Bank of South Africa. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no credit card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.

Customer details separate from card details Customer details will be stored by RELIANCE CAPITAL INVESTMENTS separately from card details which are entered by the client on PayGate’s secure site. For more detail on PayGate refer towww.paygate.co.za

Merchant Outlet country and transaction currency The merchant outlet country at the time of presenting         payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).

Responsibility RELIANCE CAPITAL INVESTMENTS takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.

Country of domicile This website is governed by the laws of South Africa and RELIANCE CAPITAL INVESTMENTS chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or 26 – 13th Street Pageview,2092 Johannesburg.

Variation RELIANCE CAPITAL INVESTMENTS may, in its sole discretion, change this agreement or any part thereof at any time without notice.

Company information This website is run by Kyle James (sole trader) based in South Africa trading as Total Effex

RELIANCE CAPITAL INVESTMENTS contact details Support: Email: invest@rcinvestments.co.za Telephone: 082 497 6170

Mauritius Holiday Terms and Conditions

Detailed Terms and Conditions:
1. The competition shall commence on 01 May 2015 and terminate 31 July 2015 at 12am.

  1. The winner will be the agent registered with Reliance Capital Investments who has the most sales at the end of the competition.
    3. An electronic copy of the terms and conditions will be available on the Reliance Capital Investments website: www.rcinvestments.co.za
    4. The draw will take place on 2 August 2015 and winners will be notified on the same day via a phone call by 12pm.
    5. The prize cannot be redeemed for cash.
    6. The Prize will include:
    • 1 x Mauritius Package
  • Package must be used between March and October 2016
    • Domestic and international flights for 1 person
    • Accommodation still to be announced
    • Any additional costs that the package does not include will be for the winners own expense.
    • Any activities not included in the package will be for the winners own expense.
    • Spending money is not included in the prize and is for the winners own expense.
    7. Independent company will arrange the booking for flights, transfers and accommodation and other details directly with the winner.  
    8. An independent person will witness the fair selection of the winner via electronic means that will take place at the Head Office of Reliance Capital Investments
    9. The competition is not open to Reliance Capital Investments employees and their immediate family members.
    10. In the event that a winner cannot be contacted successfully telephonically once on each available contact number during working hours, Reliance Capital Investments reserve the right to disqualify any such winner(s) from the competition and reselect the next highest sales winner. It is the agent’s responsibility to ensure that Reliance Capital Investments have their correct contact details at the time of the draw.
    11. Reliance Capital Investments reserve the right to terminate this competition immediately and without notice. In the event of such termination, all entrants agree to waive any rights that they may have in terms of this promotion and acknowledge that they will not have any recourse against Reliance Capital Investments, its employees, representative and/or Financial Product Consultants

RELIANCE CAPITAL INVESTMENTS IPAD AND IPHONE 6 GIVEAWAY

OFFICIAL RULES

    1. ELIGIBILITY: Reliance Capital Investments Giveaway (the “Giveaway”) is open to all persons who are 18 years of age or older or the age of majority in Entrant’s place of residence at the time of entry (“Entrant”). Entrants may not be members of any guild, union or other organization that may prohibit them from participating in this Giveaway and that would restrict, require due payment or otherwise have the right to oppose such Entrant’s participation in this Giveaway. Employees, contractors, members, and agents of Reliance Capital Investments, Evirol (PTY) LTD, and members of their immediate family (including spouses, parents, siblings, children and their respective spouses) and persons living in the same household with any such individuals are ineligible. In order to be eligible, Entrant must follow these Rules. Failure to comply with these Rules will result in ineligibility of Entrant. This Giveaway is void where prohibited or restricted by law.

 

    1. SPONSOR: This Giveaway is sponsored by Reliance Capital Investments, Evirol (PTY) LTD. (“Sponsor”).

 

    1. TO ENTER: The Giveaway period begins at 12:01 am on the first day of May 2015 ends at 11:59 pm on the last day of May 2017 (the “Giveaway Period”). Entry must occur before the last day of April 2017 (last day of Giveaway Period). To enter the Giveaway, Entrant must purchase R1000 or more shares through Reliance Capital Investments. Any communication regarding the Giveaway will be sent to the e-mail address on file. Entrant must purchase the shares themselves. False, deceptive or incomplete information provided by Entrant shall render them ineligible.
    1. WINNER SELECTION: Five (5) Entrants will be selected as the winners (“Winner”) by random drawing by Sponsor from all purchases completed during the entry period. Winners will be chosen, and will be notified using their contact information (e-mail or telephone) registered with Reliance Capital Investments. Notification will occur on or about ten (10) days after random drawing is completed. All decisions of Sponsor are final. Winners may be announced on rcinvestments.co.za and/or its social media accounts.

 

    1. PRIZES: Subject to Entrant’s full compliance with the Rules, each Winner will receive:

      One (1) iPad or iPhone 6. The estimated retail value of the prize is $499 (USD). One (1) Winners will be selected. The estimated retail value of all the prizes is $499 (USD).

 

    1. ADDITIONAL REQUIREMENTS: All Winners agree to sign any documentation requested by Sponsor, including, without limitation, an Affidavit of Eligibility/Release of Liability/Prize Acceptance Form when selected and upon presentation of said form(s) by Sponsor. If any document is returned to Sponsor as undeliverable or if Sponsor does not receive a response from any Winner within fourteen (14) business days of attempted notification, such Winner may be disqualified and the prize will be awarded to an alternate winner. Should the Winner be unable or unwilling to fulfill the obligations outlined in the Rules, a substitute winner will be randomly drawn and named.

 

    1. LANGUAGE: The official version of these Official Rules is the English language version. In the event of contradictions or discrepancies between different language versions of these Official Rules, the English language version takes precedent. Entrants must submit all materials and information in English. Sponsors are not responsible for translation of any submissions or information provided in another language. Failure to submit required information in English may result in disqualification.

 

    1. PERSONAL INFORMATION: Any personal information that Entrants and Winners submit in connection with the Giveaway will be collected and used by Sponsor and their authorized agents to administer the Giveaway and award the prizes. Entrant’s personal information may also be used to send additional information about Sponsor, their affiliates and licensees, in accordance with applicable law. Except as set forth herein, Entrant’s personal information will not be used for any other purpose and will not be shared with anyone else, unless required by law.

 

    1. RELEASE: In consideration of the acceptance of Entrant’s participation in the Giveaway and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Entrant hereby takes action for themselves, their executors, administrators, agents, representatives, spouse, children, heirs, next of kin, successors, and assigns, and acknowledges and agrees as follows: (a) to be bound by the Rules; (b) that participation in the Giveaway is voluntary; (c) Entrant is not a minor; (d) Entrant is of sound mind and body and have not been advised otherwise by qualified medical person; (e) Entrant possesses all rights and faculties necessary to execute, deliver and perform this agreement; (f) certifies that Entrant meet all eligibility requirements as set forth in the Rules, which I have read, understand, and agree to; and (g) Entrant is fully aware and assumes the risk of illness, accidents, injury, death, personal injury, bodily harm, emotional stress, psychological harm, property damage and all dangers potentially arising from or in connection with participation in the Giveaway.

      Sponsor does not make any warranty, representation or guarantee, express or implied, in fact or in law, relative to the use of any prize, including, without limitation, quality, merchantability and fitness for a particular purpose.

 

    1. DISCLAIMER AND RELEASE OF LIABILITY: Sponsor is not responsible for any incorrect or inaccurate entry information, human error, technical malfunction, failures, omission, interruption, deletion, or defect of any telephone network, computer online systems, computer equipment, servers, access providers, or software, including any injury or damage to Entrant’s or any other person’s computer relating to or resulting from participation in this Giveaway; inability to access the entry website or any pages thereof; theft, tampering, destruction, or unauthorized access to, or alteration of entries; entry submissions that are processed late or incorrectly or are incomplete, garbled, or lost due to computer or electronic malfunction or traffic congestion on the Internet or any website. Proof of entering information or a website or social media is not considered proof of delivery or receipt. All dates set forth in these Rules are approximate.

      NOTWITHSTANDING ANY PROVISION OF THESE GIVEAWAY RULES TO THE CONTRARY, SPONSOR SHALL NOT BE LIABLE TO ENTRANT OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY OR INCIDENTAL DAMAGES (INCLUDING DAMAGES FOR LOST PROFITS), EVEN IF SPONSOR HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. Sponsor reserves the right to terminate, withdraw or amend the Giveaway for any reason.   Each sms to info will be charged at the rate of R10 an sms. 

 

    1. GOVERNING LAW; JURISDICTION: This Giveaway will be governed by and construed in accordance with the laws of South Africa without regard to conflict of law principles. Any controversy arising under, in connection with or in any way relating to this Giveaway shall be adjudicated before a state or federal court of competent jurisdiction located in Boise, Ada County, Idaho, U.S.A. Entrant and Sponsor (i) accept, generally and unconditionally, the exclusive jurisdiction of such court and any related appellate court, and irrevocably agrees to be bound by any judgment rendered thereby in connection with this Giveaway, and (ii) irrevocably waives any objection it may now or hereafter have as to the venue of any such suit, action or proceeding brought in such a court or that such court is an inconvenient forum.